Looking For A Car Loan In Ohio During January 2020?
Getting the best deal on an auto loan in Ohio can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest interest rate possible and without hassle.
The AllCreditCarLoans network of lending partners provides quick and easy auto loan decisions for all credit situations. Our lender partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for an auto loan before going to the dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle car loan at the best rate, just click the button below to get the process started. Our one-page application form only takes a few minutes to complete.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In Ohio
AllCreditCarLoans Follows A Simple 1-2-3 Car Loan Application Process
No need to wait for hours at your nearest dealership or submit tons of paperwork. No need to worry about your credit history. With AllCreditCarLoans, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR ONLINE APPLICATION - This process only takes a few minutes to complete. Our one-page application is safe and secure, so you don’t have to worry about the safety of your information. Everything is done online. There are no fees or hidden charges. Applying is totally FREE.
- 2 - RECEIVE YOUR LOAN APPROVAL - Getting your credit approval is fast and easy. AllCreditCarLoans has an extensive lending network, so the loan approval process is fast and efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day they apply.
- 3 - PURCHASE YOUR VEHICLE - With our easy as 1-2-3 process, you can purchase your vehicle on the same day your loan is approved. You just visit your favorite auto dealership and negotiate like a cash buyer.
Your Vehicle Financing Options
Your credit history and whom you are buying your car from will determine what kind of auto loan you need.
Whether you are buying a used or new vehicle from a dealer; you need a program designed to help you get a loan despite any credit challenges; or you are looking to refinance an existing loan - we are here to help.
We provide a variety of vehicle financing options to suit your budget and credit situation:
- Ohio New Car Loans
- Ohio Used Car Loans
- Ohio Auto Refinance Loans
- Ohio Good and Fair Credit Car Loans
- Ohio Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Loans, Carmax Auto, USAA Car Loans, Chase Bank Auto Loans, Wells Fargo Auto Finance, Bank of America Auto Loans, NFCU Auto Loans, AAA Auto Loans, Key Bank Auto Loans, PNC BankAuto Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Auto Finance and State Farm Bank Auto Loans.
AllCreditCarLoans works with the best buy here pay here dealerships near you, bad credit dealers, second chance dealers and other lenders to provide the best rates.
We've provided loans for first-time buyers, students, active military and veterans. We've helped foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN.
If you are looking for a title loan or the best place to refinance your vehicle, we have programs that can help you as well.
We also specialize in subprime auto financing even after bankruptcy and a repossession.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the button below to let us get started helping you today!
Auto Loan Calculator For Ohio
Use our car payment calculator to determine how much you can spend when refinancing or financing your next car. You can run different scenarios by varying the "down payment" and "number of months" fields in order to arrive at your desired payment.
Your total car expenses should be no more than 20% of your take-home pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Car Loan
Shopping for a vehicle has never been easier. Our vast network of lending partners and streamlined process makes getting a loan quick and easy.
1 - Budget For Your Car Purchase
The first step in obtaining financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your autos market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Auto
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Car Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Bad Credit Auto Loans
Auto loans for new car buyers with bad credit are not a very common type of vehicle financing. Beyond the traditional option of getting approved through a dealership that works with bad credit buyers, many consumers have found that they can save money and gain negotiating leverage by arranging their car financing in advance.
Most new vehicle dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower-priced new autos with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that new bad credit car loan and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any vehicle you choose. Apply for a new auto loan in Ohio and see how much we can save you.
Used Car Loans
A used auto loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used car loan and see what type of rate & term you can get from our participating lenders.
Buying a used car will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used vehicle, you can click here to view the inventory of used car dealerships near you in Ohio.
Shopping For The Best Car Loan Rates In Ohio?
Whether you are looking for the best auto loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your auto loan faster. The single most important thing you can do to save money on a car loan is to shop for the best loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You'll know what range of car payments you can qualify for
- You won't end up getting a higher cost loan than you want
Use our auto loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Auto Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For An Auto Loan Is Important
Having a preapproved car loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more in the long run.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
While you are at one of the auto dealers near you, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's replacement loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
How Does Getting Preapproved For An Auto Loan Work?
Auto dealers usually offer car financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lending partners helps you to negotiate the best car loan rate before you even get to the dealership so that you can save money in the long run.
When you start your car buying process at a dealership, the salesmen will focus on the monthly payment, which makes it easier to forget about the actual price of the car. But when you show up with a preapproved auto loan, negotiations can be based on the price of the car instead.
How To Get Pre-Qualified For A Car Loan
When you’re applying with us, the application process is simple and quick. You should have the following information on-hand:
- Driver’s license and Social Security number
- Proof of income
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
Ohio /oʊˈhaɪoʊ/ (listen) is a Midwestern state in the Great Lakes region of the United States. Of the fifty states, it is the 34th largest by area, the seventh most populous, and the tenth most densely populated. The state’s capital and largest city is Columbus. Ohio is bordered by Pennsylvania to the east, Michigan to the northwest, Lake Erie to the north, Indiana to the west, Kentucky on the south, and West Virginia on the southeast.
Ohio’s geographic location has proven to be an asset for economic growth and expansion. Because Ohio links the Northeast to the Midwest, much cargo and business traffic passes through its borders along its well-developed highways. Ohio has the nation’s 10th largest highway network and is within a one-day drive of 50% of North America’s population and 70% of North America’s manufacturing capacity. To the north, Lake Erie gives Ohio 312 miles (502 km) of coastline, which allows for numerous cargo ports. Ohio’s southern border is defined by the Ohio River (with the border being at the 1792 low-water mark on the north side of the river), and much of the northern border is defined by Lake Erie. Ohio’s neighbors are Pennsylvania to the east, Michigan to the northwest, Lake Erie to the north, Indiana to the west, Kentucky on the south, and West Virginia on the southeast. Ohio’s borders were defined by metes and bounds in the Enabling Act of 1802 as follows:
Bounded on the east by the Pennsylvania line, on the south by the Ohio River, to the mouth of the Great Miami River, on the west by the line drawn due north from the mouth of the Great Miami aforesaid, and on the north by an east and west line drawn through the southerly extreme of Lake Michigan, running east after intersecting the due north line aforesaid, from the mouth of the Great Miami until it shall intersect Lake Erie or the territorial line, and thence with the same through Lake Erie to the Pennsylvania line aforesaid.
Ohio is bounded by the Ohio River, but nearly all of the river itself belongs to Kentucky and West Virginia. In 1980, the U.S. Supreme Court held that, based on the wording of the cessation of territory by Virginia (which at that time included what is now Kentucky and West Virginia), the boundary between Ohio and Kentucky (and, by implication, West Virginia) is the northern low-water mark of the river as it existed in 1792. Ohio has only that portion of the river between the river’s 1792 low-water mark and the present high-water mark.
The border with Michigan has also changed, as a result of the Toledo War, to angle slightly northeast to the north shore of the mouth of the Maumee River.
Much of Ohio features glaciated till plains, with an exceptionally flat area in the northwest being known as the Great Black Swamp. This glaciated region in the northwest and central state is bordered to the east and southeast first by a belt known as the glaciated Allegheny Plateau, and then by another belt known as the unglaciated Allegheny Plateau. Most of Ohio is of low relief, but the unglaciated Allegheny Plateau features rugged hills and forests.
The rugged southeastern quadrant of Ohio, stretching in an outward bow-like arc along the Ohio River from the West Virginia Panhandle to the outskirts of Cincinnati, forms a distinct socio-economic unit. Geologically similar to parts of West Virginia and southwestern Pennsylvania, this area’s coal mining legacy, dependence on small pockets of old manufacturing establishments, and distinctive regional dialect set this section off from the rest of the state. In 1965 the United States Congress passed the Appalachian Regional Development Act, an attempt to “address the persistent poverty and growing economic despair of the Appalachian Region.” This act defines 29 Ohio counties as part of Appalachia. While 1/3 of Ohio’s land mass is part of the federally defined Appalachian region, only 12.8% of Ohioans live there (1.476 million people.)
Significant rivers within the state include the Cuyahoga River, Great Miami River, Maumee River, Muskingum River, and Scioto River. The rivers in the northern part of the state drain into the northern Atlantic Ocean via Lake Erie and the St. Lawrence River, and the rivers in the southern part of the state drain into the Gulf of Mexico via the Ohio River and then the Mississippi.
The worst weather disaster in Ohio history occurred along the Great Miami River in 1913. Known as the Great Dayton Flood, the entire Miami River watershed flooded, including the downtown business district of Dayton. As a result, the Miami Conservancy District was created as the first major flood plain engineering project in Ohio and the United States.
Grand Lake St. Marys in the west-central part of the state was constructed as a supply of water for canals in the canal-building era of 1820–1850. For many years this body of water, over 20 square miles (52 km), was the largest artificial lake in the world. Ohio’s canal-building projects were not the economic fiasco that similar efforts were in other states. Some cities, such as Dayton, owe their industrial emergence to location on canals, and as late as 1910 interior canals carried much of the bulk freight of the state.
From just over 45,000 residents in 1800, Ohio’s population grew at rates of over 10% per decade (except for the 1940 census) until the 1970 census, which recorded just over 10.65 million Ohioans. Growth then slowed for the next four decades. The United States Census Bureau estimates that the population of Ohio was 11,689,442 on July 1, 2018, a 1.33% increase since the 2010 United States Census. Ohio’s population growth lags that of the entire United States, and Caucasians are found in a greater density than the United States average. As of 2000, Ohio’s center of population is located in Morrow County, in the county seat of Mount Gilead. This is approximately 6,346 feet (1,934 m) south and west of Ohio’s population center in 1990.
As of 2011, 27.6% of Ohio’s children under the age of 1 belonged to minority groups.
6.2% of Ohio’s population is under five years of age, 23.7 percent under 18 years of age, and 14.1 percent were 65 or older. Females made up approximately 51.2 percent of the population.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
According to the 2010 United States Census, the racial composition of Ohio was the following:
In 2010, there were 469,700 foreign-born residents in Ohio, corresponding to 4.1% of the total population. Of these, 229,049 (2.0%) were naturalized US citizens and 240,699 (2.1%) were not. The largest groups were: Mexico (54,166), India (50,256), China (34,901), Germany (19,219), Philippines (16,410), United Kingdom (15,917), Canada (14,223), Russia (11,763), South Korea (11,307), and Ukraine (10,681). Though predominantly white, Ohio has large black populations in all major metropolitan areas throughout the state, Ohio has a significant Hispanic population made up of Mexicans in Toledo and Columbus, and Puerto Ricans in Cleveland and Columbus, and also has a significant and diverse Asian population in Columbus.
The largest ancestry groups (which the Census defines as not including racial terms) in the state are:
Ancestries claimed by less than 1% of the population include Sub-Saharan African, Puerto Rican, Swiss, Swedish, Arab, Greek, Norwegian, Romanian, Austrian, Lithuanian, Finnish, West Indian, Portuguese and Slovene.
About 6.7% of the population age 5 years and over reported speaking a language other than English, with 2.2% of the population speaking Spanish, 2.6% speaking other Indo-European languages, 1.1% speaking Asian and Austronesian languages, and 0.8% speaking other languages. Numerically: 10,100,586 spoke English, 239,229 Spanish, 55,970 German, 38,990 Chinese, 33,125 Arabic, and 32,019 French. In addition 59,881 spoke a Slavic language and 42,673 spoke another West Germanic language according to the 2010 Census. Ohio also had the nation’s largest population of Slovene speakers, second largest of Slovak speakers, second largest of Pennsylvania Dutch (German) speakers, and the third largest of Serbian speakers.
According to a Pew Forum poll, as of 2008, 76% of Ohioans identified as Christian. Specifically, 26% of Ohio’s population identified as Evangelical Protestant, 22% as Mainline Protestant, and 21% as Catholic. 17% of the population is unaffiliated with any religious body. 1.3% (148,380) were Jewish. There are also small minorities of Jehovah’s Witnesses (1%), Muslims (1%), Hindus (<0.5%), Buddhists (<0.5%), Mormons (<0.5%), and other faiths (1-1.5%).
According to the Association of Religion Data Archives (ARDA), in 2010 the largest denominations by adherents were the Catholic Church with 1,992,567; the United Methodist Church with 496,232; the Evangelical Lutheran Church in America with 223,253, the Southern Baptist Convention with 171,000, the Christian Churches and Churches of Christ with 141,311, the United Church of Christ with 118,000, and the Presbyterian Church (USA) with 110,000. With about 70,000 people in 2015 Ohio had the second largest Amish population of all states of the US.
According to the same data, a majority of Ohioans, 55%, feel that religion is “very important,” 30% say that it is “somewhat important,” and 15% responded that religion is “not too important/not important at all.” 36% of Ohioans indicate that they attend religious services at least once weekly, 35% attend occasionally, and 27% seldom or never participate in religious services.
Zip Code Map
Ohio neighborhoods include: Aberdeen, Ada, Adams County, Adamsville, Addyston, Adena, Akron, Albany, Alexandria, Alger, Alledonia, Alliance, Alvada, Alvordton, Amanda, Amelia, Amesville, Amherst, Amlin, Amsterdam, Anderson, Anderson Township, Andover, Anna, Ansonia, Antwerp, Apple Creek, Arcadia, Arcanum, Archbold, Arlington, Arlington Heights, Ashland, Ashley, Ashtabula, Ashville, Athens, Attica, Atwater, Aurora, Austinburg, Austintown, Avon, Avon Lake, Bainbridge, Baltic, Baltimore, Barberton, Barnesville, Batavia, Bay Village, Beach City, Beachwood, Beallsville, Beaver, Beavercreek, Beavercreek Township, Beaverdam, Bedford, Bellaire, Bellbrook, Belle Center, Bellefontaine, Bellevue, Bellville, Belmont, Beloit, Berea, Bergholz, Berkey, Berlin Center, Berlin Heights, Bethel, Bethesda, Beverly, Bexley, Bidwell, Big Prairie, Blacklick, Blanchester, Blissfield, Bloomdale, Bloomingdale, Bloomville, Blue Ash, Blue Creek, Blue Rock, Bluffton, Boardman, Bolivar, Botkins, Bowerston, Bowling Green, Bradford, Bradner, Brecksville, Bremen, Brewster, Bridgeport, Brilliant, Brinkhaven, Bristolville, Broadview Heights, Brookfield, Brooklyn Heights, Brookpark, Brook Park, Brookville, Brunswick, Bryan, Buckeye Lake, Buckland, Bucyrus, Buffalo, Burbank, Burghill, Burgoon, Burton, Butler, Byesville, Cable, Cadiz, Caldwell, Caledonia, Cambridge, Camden, Campbell, Camp Dennison, Canal Fulton, Canal Winchester, Canfield, Canton, Cardington, Carey, Carlisle, Carroll, Carrollton, Casstown, Castalia, Castine, Cecil, Cedarville, Celina, Centerburg, Centerville, Chagrin Falls, Chandlersville, Chardon, Cheshire, Chesterhill, Chesterland, Cheviot, Chillicothe, Chippewa Lake, Cincinnati, Circleville, Clarksburg, Clarksville, Clayton, Clermont County, Cleveland, Cleveland Heights, Cleves, Clinton, Cloverdale, Clyde, College Corner, College Hl, Collins, Columbiana, Columbia Station, Columbia Township, Columbus, Columbus Grove, Commercial Point, Concord Twp, Conesville, Conneaut, Conover, Continental, Convoy, Coolville, Copley, Cortland, Coshocton, Covington, Creola, Crestline, Creston, Cridersville, Crooksville, Croton, Cumberland, Curtice, Custar, Cutler, Cuyahoga Falls, Cygnet, Dalton, Danville, Dayton, Deerfield, Deer Park, Defiance, De Graff, Delaware, Dellroy, Delphos, Delta, Dennison, Deshler, Diamond, Dillonvale, Dola, Dorset, Dover, Doylestown, Dresden, Dublin, Duncan Falls, Dundee, Dunkirk, East Canton, Eastlake, East Liberty, East Liverpool, East Palestine, East Rochester, East Sparta, Eaton, Edgerton, Edison, Edon, Eldorado, Elida, Elmore, Elmwood, Elyria, Englewood, Enon, Etna, Euclid, Fairborn, Fairfield, Fairlawn, Fairport Harbor, Fairview, Fairview Park, Farmdale, Farmersville, Fayette, Fayetteville, Felicity, Findlay, Fletcher, Flushing, Forest, Fort Jennings, Fort Loramie, Fort Recovery, Fostoria, Fowler, Frankfort, Franklin, Franklin Furnace, Frazeysburg, Fredericksburg, Fredericktown, Freeport, Fremont, Fresno, Fulton, Gahanna, Galena, Galion, Galloway, Gambier, Garfield Heights, Garrettsville, Gates Mills, Geneva, Genoa, Georgetown, Germantown, Gibsonburg, Gilboa, Girard, Glendale, Glenford, Glenmont, Glouster, Gnadenhutten, Gomer, Gordon, Goshen, Grafton, Grand Rapids, Granville, Graytown, Greenfield, Green Springs, Greenville, Greenwich, Grelton, Grove City, Groveport, Grover Hill, Guysville, Hamden, Hamersville, Hamilton, Hamler, Hammondsville, Hanoverton, Harpster, Harrison, Harrod, Hartville, Haskins, Haviland, Heath, Hebron, Helena, Hicksville, Highland Hills, Hilliard, Hillsboro, Hinckley, Hiram, Hockingport, Holgate, Holland, Hollansburg, Holmesville, Homerville, Homeworth, Hopedale, Hopewell, Houston, Howard, Hubbard, Hudson, Huntsburg, Huntsville, Huron, Independence, Indian Springs, Irondale, Ironton, Irwin, Isle Saint George, Ithaca, Jackson, Jackson Center, Jacobsburg, Jamestown, Jefferson, Jenera, Jeromesville, Jerusalem, Jewett, Johnstown, Kansas, Kelleys Island, Kensington, Kent, Kenton, Kettering, Killbuck, Kimbolton, Kings Mills, Kingston, Kingsville, Kinsman, Kipling, Kirtland, Lagrange, Lake Milton, Lakeside Marblehead, Lakeview, Lakeville, Lake Waynoka, Lakewood, Lancaster, Langsville, La Rue, Latham, Laura, Laurelville, Leavittsburg, Lebanon, Leesburg, Leetonia, Leipsic, Lewisburg, Lewis Center, Lewistown, Lexington, Liberty Center, Liberty Township, Liberty Twp, Lima, Lindsey, Lisbon, Litchfield, Little Hocking, Lockbourne, Lockland, Lodi, Logan, London, Londonderry, Long Bottom, Lorain, Lore City, Loudonville, Louisville, Loveland, Lowellville, Lucas, Lucasville, Luckey, Ludlow Falls, Lynchburg, Lyndhurst, Lynx, Lyons, Macedonia, Madeira, Madison, Magnolia, Maineville, Malinta, Malta, Malvern, Manchester, Mansfield, Mantua, Maple Heights, Maplewood, Marble Cliff, Marengo, Maria Stein, Marietta, Marion, Mark Center, Marshallville, Martel, Martin, Martinsburg, Martins Ferry, Martinsville, Marysville, Mason, Massillon, Masury, Maumee, Mayfield, Mayfield Hts, Mc Clure, Mc Comb, McConnelsville, Mc Cutchenville, Mc Dermott, Mc Donald, Mc Guffey, Mechanicsburg, Mechanicstown, Medina, Medway, Melrose, Mendon, Mentor, Mentor On The Lake, Metamora, Miamisburg, Middleburg Heights, Middlefield, Middle Point, Middleport, Middletown, Midland, Milan, Milford, Milford Center, Millbury, Millersburg, Millersport, Millfield, Milton Center, Mineral City, Mineral Ridge, Minerva, Minford, Mingo, Mingo Junction, Minster, Mogadore, Monclova, Monroe, Monroeville, Montgomery, Montpelier, Montville, Moraine, Morral, Morrow, Moscow, Mount Blanchard, Mount Cory, Mount Gilead, Mount Healthy, Mount Orab, Mount Perry, Mount Sterling, Mount Vernon, Mount Victory, Munroe Falls, Napoleon, Nashport, Navarre, N College Hl, Negley, Nelsonville, Nevada, New Albany, Newark, New Bavaria, New Bloomington, New Boston, New Bremen, Newburgh Heights, Newbury, New Carlisle, Newcomerstown, New Concord, New Holland, New Knoxville, New Lebanon, New London, New Madison, New Marshfield, New Middletown, New Paris, New Philadelphia, New Plymouth, New Richmond, New Riegel, New Springfield, New Straitsville, Newton Falls, Newtown, New Vienna, New Washington, New Waterford, New Weston, Ney, Niles, North Baltimore, North Bend, North Benton, North Bloomfield, North Canton, North College Hill, North Fairfield, Northfield, North Jackson, North Lawrence, North Lewisburg, North Lima, North Olmsted, North Ridgeville, North Royalton, Northwood, Norton, Norwalk, Norwich, Norwood, Nova, Novelty, Oak Harbor, Oak Hill, Oakwood, Oberlin, Obetz, Ohio City, Okeana, Olmsted Falls, Ontario, Oregon, Oregonia, Orient, Orrville, Orwell, Ostrander, Ottawa, Ottawa Hills, Otway, Owensville, Oxford, Painesville, Pandora, Paris, Parma, Pataskala, Paulding, Payne, Pedro, Peebles, Pemberton, Pemberville, Peninsula, Pepper Pike, Perry, Perrysburg, Perrysville, Petersburg, Philo, Pickerington, Piedmont, Pierpont, Piketon, Pioneer, Piqua, Plain City, Pleasant City, Pleasant Hill, Pleasant Plain, Pleasantville, Plymouth, Poland, Polk, Pomeroy, Portage, Port Clinton, Port Jefferson, Portland, Portsmouth, Port Washington, Potsdm, Powell, Powhatan Point, Prospect, Put In Bay, Quaker City, Quincy, Racine, Radnor, Rarden, Ravenna, Rawson, Ray, Rayland, Raymond, Reading, Reedsville, Republic, Reynoldsburg, Richfield, Richmond, Richmond Dale, Richwood, Ridgeway, Ripley, Risingsun, Rittman, Roaming Shores, Rockbridge, Rock Creek, Rockford, Rocky River, Rogers, Rome, Rootstown, Roseville, Rossburg, Rossford, Rossville, Roundhead, Rudolph, Rushsylvania, Rushville, Russells Point, Russellville, Russia, Rutland, Sabina, Saint Bernard, Saint Clairsville, Saint Henry, Saint Louisville, Saint Marys, Saint Paris, Salem, Salesville, Salineville, Sandusky, Sardinia, Scio, Scott, Seaman, Sebring, Sedalia, Senecaville, Seven Hills, Seville, Shade, Shadyside, Shaker Heights, Sharonville, Sheffield Lake, Sheffield Village, Shelby, Sherrodsville, Sherwood, Shiloh, Shreve, Sidney, Silver Lake, Silverton, Smithville, Solon, Somerset, Somerville, South Amherst, South Bloomfield, South Bloomingville, South Charleston, South Euclid, Southington, South Lebanon, South Salem, South Solon, South Vienna, South Webster, South Zanesville, Spencer, Spencerville, Springboro, Springdale, Springfield, Spring Valley, Sterling, Steubenville, Stewart, Stockport, Stone Creek, Stout, Stoutsville, Stow, Strasburg, Streetsboro, Strongsville, Struthers, Stryker, Sugarcreek, Sugar Grove, Sullivan, Sunbury, Swanton, Sycamore, Sylvania, Tallmadge, Terrace Park, The Plains, Thompson, Thornville, Thurman, Tiffin, Tiltonsville, Tipp City, Tippecanoe, Tiro, Toledo, Toronto, Trenton, Trotwood, Troy, Twinsburg, Uhrichsville, Union, Union City, Uniontown, University Heights, Upper Arlington, Urbana, Utica, Valley City, Van Buren, Vandalia, Vanlue, Van Wert, Venedocia, Vermilion, Versailles, Vickery, Vienna, Vinton, Wadsworth, Waite Hill, Wakeman, Walbridge, Waldo, Walhonding, Walnut Hills, Wapakoneta, Warren, Warrensville Heights, 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For more information, see Ohio wiki